It’s faster and easier to repay due or upcoming repayments within the CommBank app, by accessing StepPay from your Accounts list. You may also be charged a late payment fee for a missed repayment, and this may affect your credit score. CommBank will automatically deduct the four repayments from your chosen linked transaction account. You can split your purchases of $100 or more into four equal repayments everywhere in-store and online.
Simply open an eligible CommBank account to start the journey. Jump into the CommBank app and search ‘StepPay’. Eway provides us with a low-cost option to transact online. Free, user-friendly and open source online shopping cart software.
- If you opened your StepPay account on or after 10 June 2025, your anniversary will occur each year on the date you’ve activated your StepPay account.
- Handle every case of billing to win your customers’ heart and business.
- If you miss payments on your StepPay account, it may affect your credit score.
- CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal.
This is to help make sure StepPay is appropriate for your financial situation – we want to help you meet your financial needs with the right product for you at the right time. If you’re a new customer, start your journey by opening a CommBank Everyday Transaction account then apply for StepPay. If you’re an existing everyday banking customer, simply log on to the CommBank app, search ‘StepPay’ then tap ‘Apply now’ to start an application.
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StepPay, our Buy Now Pay Later product and an Interest-free Low Fee credit card are the two low-cost credit contracts that CommBank offers. Any purchases under $100 will be paid in one go, two days after the transaction is posted to your StepPay account. When you make a purchase of $100 or more, it will be split into four equal fortnightly repayments. With StepPay, the retailer gets paid in full on your behalf, so you can buy now and pay later – without incurring any interest. If there aren’t enough funds in the account, your StepPay card will be temporarily blocked until the funds are available. Buy anything from services and experiences to flights, event tickets, groceries, or medical bills…the list goes on!
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Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. The information on this website has been prepared without considering your objectives, financial situation or needs. The credit check is a fast process and you won’t even know it’s going on. It only takes few minutes to open an Everyday Transaction account. Use StepPay anywhere in Australia and overseas, with any retailer, and split purchases of $100 or more into four equal repayments.
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We are here to make banking feel easy, more human, and better for the future. Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. Building a nest egg for your child is easy with our high-interest Little Star Saver account that rewards you for growing your balance, no hidden fees. Minimum monthly payments apply during the interest free period. Conditions, fees and charges apply.
Whether it’s in-store, online or through our app – the choice is yours. Book an appointment to speak with one of our online tax consultants who can assist you in maximising your refund Our office locator will help you locate your nearest office and you can book an appointment online. Our Tax Experts will work with you online at times that fit into your life.
